Insurance coverage for your stay in Germany
Well informed, better prepared – with the right insurance coverage.
Insurance coverage for your stay in Germany
Well informed, better prepared – with the right insurance coverage.
A long-term stay in Germany – for example, with a permanent employment contract – comes with clear requirements for health insurance. Above a certain income threshold, you have the choice between statutory and private health insurance.
Health insurance is subject to the social insurance regulations of the Federal Republic of Germany. Which option suits you best depends, among other things, on your income (e.g., JAEG 2026 = €77.400), your age, and your family situation.
Since this decision is often complex and has long-term consequences, we are happy to advise you personally and independently.
Private health insurance has many advantages, but also some disadvantages. Discuss with us which solution is right for you.
For anyone who wants to have statutory health insurance, we recommend the Techniker Krankenkasse.
