• Professional advice and support from

    Professional advice and support from

    • Expatriates in Germany
      Are you planning a stay in Germany? We help you find the right insurance coverage early and easily.
    • Germans Abroad
      Whether temporarily or permanently abroad – we show you what's important when it comes to insurance, so you're well protected wherever you are.
    Insurance service for expats and Germans abroad
  • Comprehensive insurance range

    Tried and tested, versatile, and tailored to real needs.

    Discover selected insurance solutions that have proven themselves in practice – clearly structured, easy to understand and directly accessible.

    Discover offers and benefit

    Comprehensive insurance range

    Tried and tested, versatile, and tailored to real needs.

    Discover selected insurance solutions that have proven themselves in practice – clearly structured, easy to understand and directly accessible.

    Discover offers and benefit

    Insurance offers from EXINSS

Welcome to EXINSS

Your independent advisor and broker

Insurance is a matter of trust – especially when life paths become more complex or develop across national borders. EXINSS helps you find the right protection – independently, clearly, and with foresight. What you can rely on with us:

  • Individual solutions instead of off-the-shelf standard products
  • International experience with clients from more than 100 countries
  • Personal contacts, even beyond the conclusion of the contract

Whether privately or professionally, in Germany or abroad – we make sure you can focus on what really matters.

Learn more about EXINSS

EXINSS' insurance offer

Whether in Germany or worldwide – we help you find the right insurance coverage. With expertise, experience, and a strong partner network.

  • health insurance

    Private or public health insurance

    Anyone living or working in Germany is required to have health insurance – but not everyone has a free choice between statutory and private health insurance.

     

    Whether and which option is right for you depends on factors such as income, employment status, and country of origin. The scope of coverage and premiums also vary significantly.

     

    Here you'll learn what's important – and how to determine the right option for your situation with just a few details.

    Request a personalized quote
  • Supplementary health insurance

    Supplemental health insurance that saves money

    Statutory health insurance only covers medically necessary treatments – you have to pay for much beyond that yourself. Supplemental health insurance can be a sensible addition.

     

    Whether it's dental prosthetics, alternative therapies, or better hospital accommodations: supplemental insurance helps close the gaps in coverage – and often saves you real money.

     

    Find out which benefits are important to you – and how you can make targeted provisions without overpaying.

    Calculate individual offer
  • Travel insurance

    Travel insurance for peace of mind

    Whether it's a vacation, a business trip, or an extended stay abroad – anything can happen while traveling. The right travel insurance protects you from unnecessary costs.

     

    From international health insurance to trip cancellation coverage: Depending on your destination and the length of your trip, different benefits are advisable and often even essential.

     

    Travel with peace of mind – knowing you're well protected should the worst happen.

    Calculate individual offer
  • Liability insurance

    Peace of mind with liability insurance

    A moment of carelessness – and a major accident can happen. Personal liability insurance protects you from the financial consequences.

     

    Whether in everyday life, while traveling, or staying with host families abroad: you are liable for damages you unintentionally cause to others – in many cases, even without limit.

     

    With the right liability insurance, you're on the safe side – reliable, affordable, and essential.

    Request a personalized quote
  • Occupational disability

    Well protected against occupational disability

    Disability can affect anyone – through illness, accident, or mental health issues. The financial consequences are often severe, especially without insurance.

     

    Disability insurance protects your income if you are permanently unable to work – and helps you maintain your standard of living.

     

    Whether you're an employee, self-employed, or a student: It's worthwhile to plan ahead for such an eventuality.

    Request a personalized quote
Get to know all insurance offers

EXINSS' insurance offer

Whether in Germany or worldwide – we help you find the right insurance coverage. With expertise, experience, and a strong partner network.

Get to know all insurance offers

Private or public health insurance

Private or public health insurance

Anyone living or working in Germany is required to have health insurance – but not everyone has a free choice between statutory and private health insurance.

 

Whether and which option is right for you depends on factors such as income, employment status, and country of origin. The scope of coverage and premiums also vary significantly.

 

Here you'll learn what's important – and how to determine the right option for your situation with just a few details.

Request a personalized quote

Supplemental health insurance that saves money

Supplemental health insurance that saves money

Statutory health insurance only covers medically necessary treatments – you have to pay for much beyond that yourself. Supplemental health insurance can be a sensible addition.

 

Whether it's dental prosthetics, alternative therapies, or better hospital accommodations: supplemental insurance helps close the gaps in coverage – and often saves you real money.

 

Find out which benefits are important to you – and how you can make targeted provisions without overpaying.

Calculate individual offer

Travel insurance for peace of mind

Travel insurance for peace of mind

Whether it's a vacation, a business trip, or an extended stay abroad – anything can happen while traveling. The right travel insurance protects you from unnecessary costs.

 

From international health insurance to trip cancellation coverage: Depending on your destination and the length of your trip, different benefits are advisable and often even essential.

 

Travel with peace of mind – knowing you're well protected should the worst happen.

Calculate individual offer

Peace of mind with liability insurance

Peace of mind with liability insurance

A moment of carelessness – and a major accident can happen. Personal liability insurance protects you from the financial consequences.

 

Whether in everyday life, while traveling, or staying with host families abroad: you are liable for damages you unintentionally cause to others – in many cases, even without limit.

 

With the right liability insurance, you're on the safe side – reliable, affordable, and essential.

Request a personalized quote

Well protected against occupational disability

Well protected against occupational disability

Disability can affect anyone – through illness, accident, or mental health issues. The financial consequences are often severe, especially without insurance.

 

Disability insurance protects your income if you are permanently unable to work – and helps you maintain your standard of living.

 

Whether you're an employee, self-employed, or a student: It's worthwhile to plan ahead for such an eventuality.

Request a personalized quote

Impressed costumers

Impressed costumers

Hassle-free and competitively priced... importantly, claim settlement is smooth without any issues. Highly recommend as first choice for insurance products.

Raja Sen

Genuinely pleasant to talk to and very capable of resolving the many issues regarding health insurance in Germany. Highly recommended.

Festus Yeboah, Freelance Software Developer

Benchmark of trusted advisor!

Subhamoy Dasgupta

Highly recommend Erik's Services!

Amit Nagar, Architect, SAP SE

I would recommend Erik and EXINSS company to anyone without hesitation or reservation.

Amit Jain, Senior IT Manager, SAP SE

You never feel that you are out of home country or missing something.

VINESH PANDIT, Engineer, SAP SE

Professionality and friendly very appreciated behaviour from Mr. Schleusener.

Svetozar Jovanovic, Senior Consultant, Oxford Corporation

En particulier je tiens à vous remercier pour le suivi sérieux de mon dossier quand j’ai eu besoin de votre aide.

Paul El Khoury, Produkt Security Expert, SAP AG

Thank you Erik for good advices on insurance and for being always there when your help is needed.

Alexander Kirov, SAP AG

I appreciate his profressional work very much.

Fei Xie, Finance manager, Roche

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      +49 721 831 6142 info@exinss.com top of the page
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